Health & Insurance Solutions
Health & Insurance Solutions from Comprehensive Financial Benefits help employers create benefit programs that meet the needs of their workforce while managing costs and compliance. We work with businesses of all sizes to design and implement group insurance plans—including health, dental, vision, life, and disability coverage—that provide value for both employers and employees.
Our experienced team compares carriers, evaluates plan structures, and ensures each program fits your company’s goals, budget, and employee demographics. We handle the details—from plan design and enrollment to ongoing service and compliance—so you can focus on running your business.
How We Help
Design benefit programs tailored to your workforce and budget
Compare plans and carriers to find competitive pricing and strong coverage
Ensure compliance with federal and state regulations (ERISA, ACA, COBRA)
Provide ongoing support for enrollment, billing, and employee education
Group Medical Insurance
Group medical insurance is the foundation of most employee benefit programs. It provides healthcare coverage for employees and their families, often at lower rates than individual plans.
We help employers:
Compare fully insured, level-funded, and self-funded plan options
Select networks and coverage levels suited to your workforce
Structure employer and employee contributions
Simplify enrollment and manage renewals
Group Dental & Vision Insurance
Dental and vision plans are affordable ways to round out your employee benefits package and show your team you care about their overall health.
We help you:
Evaluate plan designs from leading carriers
Customize coverage for preventive, basic, and major services
Coordinate enrollment alongside medical benefits for convenience
Group Life and AD&D Insurance
Group Life and Accidental Death & Dismemberment (AD&D) insurance provides financial protection for employees’ families in case of death or serious injury.
We assist with:
Determining appropriate coverage levels for each employee class
Reviewing supplemental or voluntary life options
Setting up beneficiary administration and enrollment materials
Group Long-Term and Short-Term Disability (LTD/STD) Insurance
Disability insurance replaces a portion of an employee’s income if they’re unable to work due to illness or injury. Short-Term Disability (STD) covers temporary absences, while Long-Term Disability (LTD) provides extended support during serious conditions.
We help employers:
Identify appropriate benefit durations and income replacement levels
Coordinate integration with other benefits and leave policies
Manage communication and claims support for employees